Bank Loan to buy, build & Renovate in Pakistan

eProperty | Bahria Town (Pvt) Limited, Defence Housing Authority, Gwadar Real Estate, Islamabad Real Estate, Karachi Real Estate, Lahore Real Estate | May 26, 2011

Following banks are offering Loan for Home, House, Property, Plot to buy, build and renovate in Pakistan.

United Bank Limited	Muslim Commercial Bank	Bank AL Habib
Standard Chartered Bank	Meezan Bank	House Building Finance Corporation
Faysal Bank	Bank Alfalah	Soneri Bank
Mybank	City Bank	Askari Bank
Royal Bank of Scotland	National Bank of Pakistan	KASB Bank

General Document Required for Loan Approval

• Personal Documents
• Two attested passport size photographs
• Two attested copies of your National Identity card
• Cheques for processing charge

Property documents:

• Any title document available (other documents may be required)

Job Related Document

• Employment card (attested copy)
• Employment Certificate
• Reflecting Date of joining

Bank Certificate mentioning :

• The date of account joining
• Job status
• Salary Gross & Net

Minimum Salary Required

• Rs 5000/-Net for Government Employees
• Rs 10000/- Net for private organizations
• Debt Burden 50%
• Salary slip and certificate should be verified by the salary disbursing officer

Business Related Documents

• 3-Year business Proof
• Last 1 year Bank statement
• Proprietorship Certificate from bank /partner ship Deed
• Tax Documents
• N.T.N certificate
• From A -29 & Article of Memorandum in case of Private Limited Companies

Property Documents

• Copy of Lease /Sub Lease
• Sale Deed
• Approved Building Plan
• Completion certificate of Building Plane
• Permission to Mortgage
• General Power of Attorney
• Search Certificate
• Allotment letter
• Possession letter
• Mutation of property

Note : Conditions may change from case to case.

We work only as coordinator between client and the Bank. Clients are supposed to fulfill all the bank legal requirements. We are not responsible on any action taken by bank against the client.

Disclaimer: All Logos are the property of their respective owners. These are just linked here to facilitate our client.

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2. Banks that provide home loan facilities for Pakistan Real Estate