About DHA Gujranwala

Dear Janjua Bhai,

We do not do any trade activity until DHA open transfer officially. We will start giving rates once transfer open by DHA.

Dear Muhammad Cheema Bhai,

Overall market condition is slow to political situation and up coming election. I think we should not make any comparison between two for short time, prices may stable or increase little bit for overall property market in Pakistan if other factors remain the same. although there is no comparison between locations of both projects Master City and DHA. DHA Gujranwala has much more strong location then Master City. But on the other hand Market is ready for living. A short activity will be created in DHA Gujranwala after 5 Marla balloting but it will not be able to sustainable due to market practice in Pakistan even market is at fast pace.

We initially demand high own due to low investment and later when up front amount increase with the passage of time for installment plan, the profit amount decrease (or if remain the same still in terms of time value of money its decrease). Actually profit amount should increase as investment increase, but unfortunately we have witness opposite direction here in Pakistan Property Market for booking plots. We have recent example of DHA Multan recently balloted has following trend:

8 Marla Commercial Total Price: 35 million
Processing fee to participate in ballot: 20,000
Down payment within 30 days: 3,500,000
Installment after every 3 months: 2,625,000

20,000 investment to participate in ballot
If successful down payment to be paid within 30 days: 3,500,000
before paying down payment seller want to sell it with only investment of Rs. 20,000 on profit rate of Rs. 35 lacs

Down payment paid 3,500,000 along with membership fee of Rs. 64,160 now market price is 30 lacs, logically now investment increase so profit should be increase but it is decrease because we have demanded initially 35 lacs illogical high profit on initial processing fee of Rs. 20,000 and also few buyers got trapped in this situation and their investment switch into loss after down payment in next 30 days.

Read our recommendations for the said time for Buyer: https://eproperty.pk/multan/dha/comment-page-4/#comment-23539

1st installment paid (due) of Rs. 2,625,000 now total investment made is 6,125,000 (excluding 20,000 processing fee and membership which do not show in account statement by DHA). Now market price is 20 lacs profit

2nd installment paid (due) of Rs. 2,625,000 now total investment made is 8,750,000 (excluding 20,000 processing fee and membership which do not show in account statement by DHA). Now market price is 12 lacs profit

3rd installment due date is 31st March, 2018 now total investment will be made is 11,375,000 (excluding 20,000 processing fee and membership which do not show in account statement by DHA). Now market price is ?

So we found that as time passes upfront amount increases and profit goes down. Although it should be increase as investment increasing. This is one situation, in other situation like 5 Marla plot which is low budget and more people can afford it, its profit also not increase with increase of investment but remain stable or little bit came down just due to small investment. For further trend analysis you may visit our Multan page at:

https://eproperty.pk/multan/dha/

Although your question was not about installment plan but as 5 Marla is going to be balloted soon and you asked about impact of launch of 5 Marla in DHA Gujranwala. So I just share the analysis of installment plan behavior in Pakistan Property Market in general. In specific cases it may differ.

Also eProperty do not recommend / suggest any selling / buying activity in market by all stake holders till the down payment made and an agreement is done between DHA and successful applicant. DHA also says that same that do not make any trade activity till the transfer open, and transfer open after paying down payment and membership fee by success full applicant.