Bank Loan to buy, build & Renovate in Pakistan

Following banks are offering Loan for Home, House, Property, Plot to buy, build and renovate in Pakistan.

United Bank Limited
United Bank Limited

Muslim Commercial Bank
Muslim Commercial Bank

Bank AL Habib
Bank AL Habib

Standard Chartered Bank
Standard Chartered Bank

Meezan Bank
Meezan Bank

House Building Finance Corporation
House Building Finance Corporation

Faysal Bank
Faysal Bank

Bank Alfalah
Bank Alfalah

Soneri Bank
Soneri Bank

Mybank
Mybank

City Bank
City Bank

Askari Bank
Askari Bank

Royal Bank of Scotland
Royal Bank of Scotland

National Bank of Pakistan
National Bank of Pakistan

KASB Bank
KASB Bank

General Document Required for Loan Approval

  • Personal Documents
  • Two attested passport size photographs
  • Two attested copies of your National Identity card
  • Cheques for processing charge

Property documents:

  • Any title document available (other documents may be required)

Job Related Document

  • Employment card (attested copy)
  • Employment Certificate
  • Reflecting Date of joining

Bank Certificate mentioning :

  • The date of account joining
  • Job status
  • Salary Gross & Net

Minimum Salary Required

  • Rs 5000/-Net for Government Employees
  • Rs 10000/- Net for private organizations
  • Debt Burden 50%
  • Salary slip and certificate should be verified by the salary disbursing officer

Business Related Documents

  • 3-Year business Proof
  • Last 1 year Bank statement
  • Proprietorship Certificate from bank /partner ship Deed
  • Tax Documents
  • N.T.N certificate
  • From A -29 & Article of Memorandum in case of Private Limited Companies

Property Documents

  • Copy of Lease /Sub Lease
  • Sale Deed
  • Approved Building Plan
  • Completion certificate of Building Plane
  • Permission to Mortgage
  • General Power of Attorney
  • Search Certificate
  • Allotment letter
  • Possession letter
  • Mutation of property

Note : Conditions may change from case to case.

We work only as coordinator between client and the Bank. Clients are supposed to fulfill all the bank legal requirements. We are not responsible on any action taken by bank against the client.

Disclaimer: All Logos are the property of their respective owners. These are just linked here to facilitate our client.

11 thoughts on “Bank Loan to buy, build & Renovate in Pakistan

  1. I want to buy a plot in bahria town , do any bank finance islamically

    Plz reply if any body konw the answer

  2. A.o.A, sir,i need bank loan for house 1 kanal in murree.kindly give me.information about bank loan.
    Regards
    Tariq Mahmood Abbasi,
    Reply

  3. I need bank loan for house 5 marla in johar town, Lahore. kindly give me information about bank loan.

    Regards

    Mian Haroon

  4. Living in uk & wan a buy a plot in lahore on installment plz provides me appropriate information thx

  5. HI i would like to know about your house loan because i live in canada i want get house for my parents in islamabad pakistan if can send me info about some who live overseas how can he apply for loan .thanks

    1. Although a brief of requirements are given above, however it vary from bank to bank. Banks links are also given above, please contact your desired bank and tell them about any specific property to know about its financing procedure.

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